“Hey, is your iPhone running? You better go catch it!” Yup, we have all gotten quite a few annoying prank calls from a restricted number and have at times wondered who the heck it is that keeps calling – and keeps doing unoriginal jokes that are not funny. If anything,
Unlike all the other phones offered by AT&T, iPhone buyers never had the option to pick up AT&T's hardware insurance plan. Earlier this week, AT&T decided they will finally extend the insurance to iPhone buyers, but it's a hefty $14 per month. In addition, AT&T's insurance plan includes a whopping $199 deductible (for the iPhone 3GS, 32GB). SquareTrade offers a cheaper plan at only $9.99, though they have a rather complex set of rules and restrictions to go with it. Worth Ave Group also offers a plan, but for only $79 per year on the iPhone 3GS (which is under seven bucks a month if you don't want to do the math yourself), and the deductible is one-fourth of AT&T's insurance plan.
I recommend you pick up some insurance if you plan to keep the phone for any length of time, but it might not be a bad idea to shop around before jumping on the AT&T plan.
You're standing in line tomorrow waiting patiently to get your hands on a new iPad, or perhaps you're sitting at home waiting for UPS to show up, with all that time to waste you should be purchasing insurance for you new gadget. With an almost ten-inch glass screen on a slick device only a half-inch thick, it's very likely someone, somewhere is not only getting an iPad tomorrow, but will also break an iPad tomorrow. Maybe you're not all that clumsy, but how many butter-fingers will want to just take a quick look, or might want to just take it period. For as low as $45 one company out of Oklahoma, Worth Ave Group, offers insurance for all sorts of devices, iPad included. Their protection plan includes liquid spills, cracked screens, natural disasters, and even theft. To compare, AppleCare costs $99, and won't cover theft, spills, or your own clumsiness. So the question is really, how much is your peace of mind worth?
A third party company is now offering an the equivalent of an insurance program for iPhones that will cover screen repairs and other accidental damage to the iPhone. Mission: Repair is now offering Peace of Mind/Maintenance Performance Guarantee that will lets you pay in advance for repairs in a way that functions similar to an insurance program.
After checking out the iPhone 3G display at my local Best Buy, I spoke with one of the employees in the cell phone department. At some point during our conversation, he mentioned that Best Buy also offers insurance on the iPhone 3G. According to the employee, the iPhone 3G is covered under the same product replacement plan (now called "Geek Squad Black Tie Protection") as other phones sold at Best Buy. It's a bit pricier than others at $15 a month, but it does cover everything including accidental damage. Theft, loss and water damage are not covered. The only caveat is that Best Buy will only cover iPhones purchased at Best Buy.