There are a few things that could have hindered your transition from MobileMe to iCloud - after all it's been a year since Apple announced the discontinuation of support for the former. This may include an outdated Mac or iOS device without support for iCloud. Thanks to us, though, you'll have a solution for retaining your MobileMe email account even if you don't make the switch.
We've had people ask us occasionally on Twitter how they can redeem US-only promo codes for applications when they're residing in other countries in which those codes aren't compatible. This leaves those users at a disability when it comes to some of our giveaways and also the new website FreeMyApps (click on from iOS device). Registering for a US iTunes account requires a credit card, but fortunately there's a way to bypass that.
If you can create a web site using WYSIWYG technologies, then it should follow that you can do the same with iPhone applications. According to Macworld, TapLynx from NewsGator Technologies allows anyone to build an iPhone app, complete with features like embedded video, Twitter hooks, and e-mail-to-a-friend.